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Updated on May 1, 2023<\/p>\n
Protecting your private information is our priority. This Statement of Privacy applies to Lumbermens\u2019 Websites https:\/\/www.Lumbermen.com<\/a> and https:\/\/app.lcro.lumbermen.com<\/a> (\u201cWebsites\u201d herein) and governs data collection and usage. For this Privacy Policy, unless otherwise noted, all references to Lumbermens include https:\/\/www.Lumbermen.com<\/a> and https:\/\/app.lcro.lumbermen.com<\/a>. Also, for this policy, the terms \u201cwe\u201d, \u201cus\u201d, \u201cour\u201d refer to Lumbermens and the Websites. The terms \u201cUser\u201d, \u201cyou\u201d, \u201cyour\u201d, refer to the individual visiting the Websites. By using the Lumbermens Websites, you consent to the data practices described in this statement.<\/p>\n What Information Do We Collect?<\/strong><\/p>\n Lumbermens collects \u201cAmbiguous Information\u201d This is defined as data that is not connected to or cannot identify an individual but is still collected from Users.<\/p>\n What Information does the User provide to Lumbermens?<\/strong><\/p>\n By providing information to Lumbermens, the Websites, or any member of staff, you are giving express consent for us to use this information as needed to render Services contracted.<\/p>\n Lumbermens can use third parties such as banks and credit reporting agencies to gather some data. By using our service, you grant Lumbermens and the third parties associated with it, power, and authority to act on your behalf to access and transmit your data and financial information from the relevant financial institution, and third parties.<\/p>\n What Information does Lumbermens Provide to the User?<\/strong><\/p>\n Lumbermens provides Risk Reports to the User. The Reports can include Lumbermens proprietary data, and data provided by Third-Party Reporting Agencies. The information includes but is not limited to the following: Applicant\u2019s credit history, credit reports, financial transactions, criminal record reports, government agencies, police agencies, news publications, public court databases, social media links. This information is only shared with the User if consent is provided by the Applicant for Lumbermens to obtain this information from the relevant Third-Party Reporting Agency and subsequently disclose the same to the User.<\/p>\n What Information is Automatically Collected?<\/strong><\/p>\n While using the Websites, Lumbermens will automatically gather information necessary for the function and operation of our services such as information about your computer hardware and software, by Google Analytics. This information can include but is not limited to a User\u2019s general location, browser type, access times and referring Websites addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Lumbermens Websites.<\/p>\n Opt-In \/ Opt Out<\/strong><\/p>\n We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from Lumbermens by sending us an email at customerservice@lumbermens.ca<\/a>.<\/p>\n How do we protect your Information?<\/strong><\/p>\n Lumbermens secures information from unauthorized access, use or disclosure. When information is transmitted to other Websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.<\/p>\n What Information does Lumbermens collect from Third Parties?<\/strong><\/p>\n Lumbermens collects Personal and Ambiguous Information from several third-party sources. How Lumbermens collects, distributes and uses this information is determined by these terms outlined within this document as well as the privacy terms listed on the third-party source\u2019s Websites.<\/p>\n Credit Reporting and Third-Party Agency<\/strong><\/p>\n Lumbermens utilises other Third-Party reporting agencies that can supply us with some elements of our Report.<\/p>\n Google Analytics<\/strong><\/p>\n To better understand Users who visit our Websites, Lumbermens deploys cookies provided by Google Analytics (https:\/\/support.google.com\/analytics<\/a>) to assist with this aspect of our service. These cookies collect User IP addresses as well as their usage data, including but not limited to the length of time a User spends on a page, and what pages a User visits. From the information that is used, this service allows Lumbermens compiles data about Websites traffic and a User\u2019s Websites interaction. The main purpose of Google Analytics is to allow Lumbermens to offer the best possible experiences.<\/p>\n